Making Tax Digital for Income Tax begins April 2026

Your books, your tax and your IR35 position — in one place

FreelanceFlow brings invoicing, a verified UK tax engine, Open Banking, cash-flow forecasting and IR35 compliance together, so UK freelancers stop stitching four tools into one afternoon of admin.

14-day Pro trial · no card required · your data stays yours

Everything the admin afternoon eats

Three connected pillars over one shared set of your financial data — so a payment landing in your bank updates your tax estimate, your forecast and your invoice status at once.

Invoicing and UK tax

Raise and send invoices, track expenses against HMRC's allowable categories, and see your Income Tax, National Insurance and VAT position update as you work.

  • Invoices as branded PDFs
  • 22 HMRC expense categories
  • Tax years 2024-25 to 2026-27

Banking on autopilot

Connect your bank through Open Banking. Transactions import themselves, get categorised by AI, and reconcile against your invoices to the exact penny.

  • Secure Open Banking sync
  • AI categorisation you can correct
  • Exact-pence reconciliation

IR35 and forecasting

Upload a contract and get a reasoned IR35 position you could defend, plus a cash-flow forecast that tells you honestly how uncertain it is.

  • Explainable IR35 assessment
  • Determination record as a PDF
  • Forecast with confidence bands

Built to be trusted, not just used

Financial software makes claims about your money and your legal position. These are the three commitments behind ours.

It explains itself

Your IR35 result comes from a transparent rule engine, not a black box. Every factor, weight and conclusion is shown, because a tax position you cannot explain is worth very little.

It looks forward

Most tools tell you what already happened. FreelanceFlow projects what is coming and shows the range around it rather than one falsely precise number.

It respects your data

Bank tokens are encrypted, peer comparisons are anonymised and only shown once a cohort is large enough, and you can export or delete everything at any time.

Straightforward pricing

Every account starts with a 14-day Pro trial. Longer commitments are discounted, and you can export your data whenever you like.

Pro

Everything a working freelancer needs, automated.

£12 /month

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Most complete

Premium

Pro, plus MTD compliance and benchmarking.

£24 /month

Start free trial

This is an academic demonstration build: subscriptions are simulated and no payment is ever taken. Making Tax Digital submission is designed but not yet HMRC-recognised.

Get the admin off your desk

Set up your account in a couple of minutes and see your real position before your next invoice goes out.

Create your account